Comparison

SubTrack vs. myCOI

myCOI is the long-running insurance compliance platform now relaunching as illumend. It's an established, capable product with a real services organization behind it — and it's sold the way established enterprise software is sold: through a demo, a quote, and an onboarding engagement.

What myCOI does well

Stating this plainly because a comparison page that pretends the alternative has no strengths isn't worth reading.

Sixteen years in this specific problem, with deep institutional knowledge of insurance compliance workflows.
A managed-services model: their team can do the chasing for you, which some organizations genuinely prefer.
Enterprise depth — multi-industry coverage, integrations, and scale we don't claim to match.

Side by side

SubTrack

myCOI

Published pricing

✓On the pricing page

✕Quote after a demo

Time to value

✓Minutes

✕Onboarding engagement

License tracking

✓55 jurisdictions

✕Not offered

Subs upload, no account

✓Secure link

✕Partner portal

Get your data out

✓1-click CSV + API

✕Not published

Commitment

✓Monthly, cancel anytime

✕Enterprise contract

Done-for-you service

–Self-serve

–Managed team

Verified against publicly available information on July 31, 2026. Products change — if something here is out of date or wrong, tell us and we'll correct it. We re-check this quarterly.

Our honest read

myCOI earns its place with organizations that want a vendor's team involved in the process. SubTrack is for the contractor who wants the process to just run — visibly, cheaply, and without a services engagement to get started.

Start your 14-day free trial

Add your first subcontractors in minutes — SubTrack reads the certs, flags the gaps, and chases renewals for you.

Start free trial Explore the demo

14 days free, then $49/user·mo. Card required — cancel anytime before it ends and you're not charged.